Your home not only provides comfort and shelter; like most people, it’s probably your biggest asset. In order to make sure that such an invaluable investment is well-protected, comprehensive insurance coverage from a trusted insurer is an absolute must. Whether you’re a first-time homebuyer, you’ve recently sold your house and purchased a new one, or your existing coverage is about to expire and you’re thinking about changing your coverage and the insurer that provides your policy, if you live in or around Los Angeles, CA, if you’re looking for reliable and affordably priced insurance coverage for your home, get in touch with Sandoval Insurance. Offering years of experience and a proven track record of success, and providing the most comprehensive property insurance policies that are customized to meet the unique needs of individual homeowners, you can count on our locally owned and operated company to provide you with the personalized service that you desire and deserve to protect your most valuable asset: your home.
As the name suggests, homeowners insurance is a form of property insurance that is specifically designed to cover damages and losses to an individual’s residence. It also covers assets within the residence, such as furnishings and electronics, as well as other structures on the property that the residence is situated on; detached garages and sheds, for example. Homeowner’s insurance also provides policyholders with liability coverage against third-party accidents and injuries that may occur on the property.
As mentioned above, a standard homeowners insurance policy typically covers the physical structure of the home and the contents within it, as well as exterior structures that are located on the property, such as a detached garage or a shed. In the event that your property or belongings are damaged or lost by covered perils, such as a fire, a theft, or a burst water pipe, your homeowner’s insurance policy will help to pay for the necessary repairs. If someone who does not reside in your home is injured in or on your Los Angeles or their belongings are accidentally damaged, your policy may help to cover these related costs, too.
To further illustrate, a standard homeowner’s insurance policy usually provides the following protections:
It’s important to note that while the average homeowner’s insurance policy will cover damages that are associated with fires, wind, fallen trees, hail, or lightning strikes, it may not cover all of the perils that you might face, such as natural disasters, power outages, and acts of war or terrorism. For increased protection, you can purchase additional coverage for the things that your standard homeowner’s insurance does not cover. For example, floods, mudslides, and earthquakes usually aren’t covered by a standard property insurance policy, and in Los Angeles, where these types of natural disasters are relatively common, investing in coverage for these kinds of natural disasters would be worth your while.
Examples of some of the different types of optional coverage options that are available include:
These are just some of the additional coverage options that are available. A reputable local insurance agent will help you determine if these additional coverage options would be worth your while.
To learn more about the car insurance policies that Sandoval Insurance offers, please get in touch with us. One of our knowledgeable and friendly local agents will be more than happy to provide you with the information that you’re looking for and assist you with all of your needs.
You may be surprised to learn that in Los Angeles, homeowner’s insurance isn’t required; however, that doesn’t mean that you don’t need it. Here’s a look at just some of the reasons why homeowner’s insurance is a wise investment:
Whether you’re about to purchase your first home, you’ve recently sold your current house and are buying a new one, or your current policy is about to expire and you’re exploring new coverage options, if you reside in or around Los Angeles, for the most reliable homeowners insurance, get in touch with Sandoval Insurance. Our professionally trained and fully licensed local agents will help you find the best coverage to protect your home.
We’ll fully explain the different coverage options and will help you select the most robust policy that will fully protect your assets. We’ll assist you with securing the most affordable insurance rates, too. While there may be other insurance companies in Los Angeles, none can compare to the personalized service, customized options, comprehensive coverage, and affordable rates that Sandoval Insurance provides.
For more information, to find out how we can help you save money on your property insurance, and to request a free insurance quote, get in touch with us today! Dial 323-285-2442, send us an email, or submit an online contact form directly through our website. We are available 24 hours a day, 7 days a week and one of our knowledgeable and friendly agents will be more than happy to answer all of your questions and assist you with all of your needs. The team at Sandoval Insurance is looking forward to helping you protect your most valuable asset: your home.