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Sandoval Insurance Agent

Lionel Sandoval, West Covina, CA

Some of the LOWEST rates in California !

CALL FOR A FREE QUOTE TODAY!

Recent Reviews

Blossom Burnett
Blossom Burnett
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When I needed to use my rental insurance due to a bad incident in my home my worker got right on it ans helped me with a claim for a great insurance check that took care of all my needs. Forever grateful 🙏🏽
Cindy Morgan
Cindy Morgan
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I have had no problems or issues with Allstate. I printed out my policy and new car insurance cards and so far everything seems settled. Thank you for your service.
Jaye Judah
Jaye Judah
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My experience with Lionel Sandoval and his Allstate office been my best experience than with any car insurance. Very professional, caring and honest. They truly do value their customers.
Jason Yoon
Jason Yoon
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Great service which I have never experience before. Julio Pineda was very knowledgeable and helpful. Thank you so much for your awesome service!
Jennifer Halber
Jennifer Halber
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Lionel is a stand up guy who goes to bat for his clients. He makes himself easily assessable via email or phone. I would recommend him for your insurance needs and have continued to be his client over the years.
Robert Singleton
Robert Singleton
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Lionel helped me to get the auto insurance I need. He sent me cards that prove that I have coverage for the next six months. Now I have peace of mind.
Douglas Gray
Douglas Gray
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I have been with Allstate for many years and they have never let me down
Betty Garcia
Betty Garcia
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Always a pleasure to have great customer service!
Roosby Ruiz
Roosby Ruiz
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Excellent and efficient service!
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323-285-2442
available 24/7

Homeowners Insurance In Del Sur

Del Sur, CA House Insurance: What It Covers and What It Doesn’t

If you’re trying to find a reputable Del Sur, CA homeowners insurance company, look no further than Lionel Sandoval! For years, we’ve been protecting the most valuable assets of Los Angeles County residents: their homes. We’re a full-service agency that specializes in house insurance policies, and we can create a customized and affordable package that is designed to offer protection for your unique needs. When you choose Lionel Sandoval for your house insurance needs, you can have confidence knowing that your home – and you – will be completely protected.

What Homeowner’s Insurance Does and Doesn’t Cover

House insurance protects your Los Angeles County home, your valuables, your family, and you from perils that could arise. It protects you from having to pay for unexpected events that have the potential to have disastrous effects and cost an exorbitant amount of money out of your own pocket. While you hope that you’ll never need it, if something does go wrong, you’ll rest easy knowing that you’ll have the financial assistance to cover the cost of anything that needs to be repaired or replaced.

With that said, when you’re shopping for Del Sur, CA homeowners insurance, knowing exactly what it covers before you sign on the dotted line is imperative so that you know what’s protected and what isn’t. Read on to find out about the basics of house insurance coverage.

What does house insurance cover?

Generally, a standard Del Sur, CA homeowner’s insurance policy covers your Los Angeles County home and personal possessions from certain perils, including:

In the event that your home or personal possessions are damaged or lost by one of the above-mentioned perils, you would file a claim with your house insurance company and pay your deductible, and the company would cover the remainder of the repair or replacement costs. For instance, if a fire were to break out in your home, your homeowner’s insurance would pay to repair or replace the structural materials and personal possessions that were damaged by the flames and smoke. A basic policy includes six coverage provisions, which include:

What isn’t covered by house insurance?

Don’t just assume that a standard Del Sur, CA homeowner’s insurance policy will cover every potential peril. Examples of some of the things that a standard policy won’t cover include:

o Floods

o Earth movements, such as earthquakes and sinkholes

o Tornadoes

o Nuclear accidents

o Acts of war

o Seizure, eminent domain, or other acts performed by the government

In certain geographical locations, some types of disasters may not be covered; for example, in a coastal region that is prone to severe storms, wind damage may not be covered. For some events, you may be able to purchase additional coverage, known as a “rider” or an “endorsement”.

For a Del Sur, CA Homeowners Insurance Quote, Contact Lionel Sandoval

To find out how you can protect your Los Angeles County home, your valuables, your loved ones, visitors, and yourself, contact Lionel Sandoval. We offer the most comprehensive house insurance coverage options and can help you create a package that is customized to meet your unique needs. Give us a call at 323-285-2442 and we’ll be more than happy to answer all of your questions. We’re looking forward to protecting what matters most: your home.

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